I have read a few Palladium books, yes.
Lyndsey Rocker:
In reply to Night Skull (msg # 424):
Unless it says you allies are unaffected, you might be making everyone in the party roll also...
Horror Factor was intended for a Palladium line known as Nightbane, which is basically Urban Dark Fantasy aka the White Wolf Experience But Using d20 Mechanics. You weren't supposed to be hardened to the shadows literally coming to life and dismembering people, but here we are in a superhero game, where that sort of thing is just another Tuesday. It can come from multiple sources, with the default being an irrational supernatural force, hence why you never really get used to it.
Mine is reputation, whether I deserve the rep or not. This is fairly mundane. Most of you would not care what my rep was, aside from how it affects us in the field, because you might actually know who I am behind the skull.
Most of the stuff coming from superpowers is usually "surprise". Kind of like the GM learning Stretch Armstrong is immune to half the attacks thrown at them. This is a justified moment to have your baddies go "Oh crap."
Now, if they know this sort of stuff is normal, they're probably not going to care as much unless our GM decides they have internalized fear of the character, meaning either bonuses to the roll or no roll at all.
There's a lot of adjudication which is not RAW, admittedly, but players tend to make a case for it and I understand why. But! Horror Factor as written isn't a thing this game, so it is more of a guideline at most rather than a crunchy rule. Any fear response is more reflected through future actions rather than a Condition per se.
To Alana: Not gonna lie, in the absence of a map, I've kind of been operating on Feng Shui rules myself, where the environment is whatever I think is rational and maybe something the GM has not eliminated as a possibility that works in my favor. So right now, I'm shooting them through the doorway apparently, and I'm just assuming I have line of sight on all of them. Several holes have been blown in the walls around me, thanks to Photon, so I'll probably be shooting through them shortly.
You likely have a clean shot at anyone you designate as a priority threat now, and if you can perceive them through the walls somehow, its a suburban house. Those walls are not cover, they are
concealment.