Less Fortunate Earth
It was one of those days, you know? Toast landed butter-side down, traffic jam from rubber necks caused you to be late, boss was in a cranky mood, customers were being bossy and mean, and when work was out, the car won't start because you left the lights on. Fun. Oh wait! There's more! Some very scared person is headed your way!
The setting? Modern Earth. 2012 and all.