In reply to The Watcher (msg # 177):
Resources & How They Work
Resources is a reflection of how wealthy and/or well-connected a character is: how easily can he can buy a new car/get necessary lab equipment/take the SHIELD helicarrier out for a spin. It has both a Rank and a rank number.
Rather than forcing players to keep complicated records of their characters' finances (which is too much like real life), the Resource ability is checked when purchasing major items.
Resources are variable because they can change, often regardless of how successful the player character has been in his heroic identity. When playing the game, a hero may suddenly win the lottery or lose a fortune. The Watcher controls how much is spent and how.
As opposed to making players keep track of funds (and whether those funds are invested, in CDs, in savivings, or in checking), a resource rank is assigned to show the character's relative wealth . This will effect whether the hero can afford things.
It is generally assumed that a hero can afford the lifestyle he is currently living at-paying the bills, buying groceries, repairing the funky super-hero outfit, etc.
Resources reflect the ability to buy other things, like cars, plane tickets, small corporations, restaurants, and the like.
Consult the table of typical Resource FEATs. This is a partial list, but gives a feeling for what is involved. If the hero must pay for something, make a Resource FEAT roll against the intensity of the cost.
Items more than one rank higher than the character's Resources can not be normally bought, at least not on the spur of the moment. The character can try again next week.
Characters can chip in to buy something, much in the same way they pool their attacks in battle. The two Resource ranks must be within one rank of each other. The higher rank is then increased by one rank.
You can get loans of up to AM (50) from a typical bank, but you must then be able to afford loan payments (likely equal to one rank less than the loan per month for 12 months). Failure to repay results in a destroyed credit rating (drops Resources score by 1 rank) and REPO men and other badness.
quote:
Sample Table of Stuff and Costs
Clean Clothes - FE
Bus Fare - FE
Good Meal - PR
Modest Hotel - PR
Cab Fare - PR
Rent, 1BR Apt (NY) - PR
Dinner and a Movie - TY
Stylish Clothes - TY
Good Hotel - TY
Salary (Housekeeper, Mechanic, Bodyguard) - TY
Mortgage (Small House) - TY
Tailored Suit or Tux - GD
Lawyer/Doctor Fees - GD
Night on the Town - GD
Broadway Tickets - EX
Domestic Plane Tickets - EX
Salary (Computer Specialist) - EX
Salary (10 laborers for 1 week) - EX
Small Car - EX
Mortgage (Large House) - EX
Designer Clothing - RM
On-Staff Lawyer/Doctor - RM
Penthouse Suite - RM
International Plane Tickets - RM
Salary (50 laborers for 1 week) - RM
Luxury Car - IN
Private Plane - IN
Rare Art - IN
Salary (100 laborers for 1 week) - IN
Flying Car - AM
Mansion - AM
Salary (200 laborers for 1 week) - AM
Military Jet - MN
Corporation - MN
Palatial Mansion - MN
Spaceship - UN
Mega Corporation - UN
This message was last edited by the GM at 15:59, Mon 06 Mar 2017.