Re: Out of Character Chat
Personally I would prefer to narate things myself, but with maybe a nudge - so if you are narrating say "Vithrain, you failed that roll so will need to narrate damage".
I say that, because there is also the "Luck" get-out-clause that means that you can spend a Luck to negate the damage down to 1. If you've already narrated worse damage than that it breaks the flow for me to then say "actually...."
That's just my opinion though :)