Currency and Taxes
CURRENT LOCAL EXCHANGE RATES AND TAXES
These are the currencies currently used and rarely seen in the kingdom at large:
Platinum Shield (PP) - Worth 10GP - aka Platshields. Named for the escutcheon shape of the unmarked coins. No longer produced since the collapse of most of the dwarven kingdoms. Seldom seen except as tax payments or tithes.
Electrum (EP) - Worth 10GP - In the old days this was considered a lesser coin because kings would adulterate their gold crowns with silver. But for some reason wizards have started hoarding it.These days not found as actual coins, but unmarked slugs or coins so old the markings have warn off.
Gold Crown (GP) - Worth 50SP - standard currency of the noble classes, named for the picture of the reigning monarch on the face of the coin when it was minted. Thieves and other lower classes have been known to split gold coins in half, quarters or even "pieces of eight", even though doing so labels one as a chiseler and is subject to a fine and public whipping in the stocks.
Silver Keshel (SP) - Worth 10CP - Named for antiquated term for the bushel of grain on the back of the coin. The standard currency for merchants and middle classes.
Copper Sheaf (CP) - Worth 10 Nails - Names for the sheaf of wheat on the back of the coin. Standard currency for the masses.
Iron Nails (IP) - De facto currency for the destitute and the frontier. In some rural communities they're worth almost as much as silver. Not popular with elves for some reason.
TAXES:
10% Kingdom Tax - collected by well-armed guards with wizardly escort when the party reaches the city limits.
10% Tithe - Paid by all Lawful characters, entitles them to the most basic food and shelter at local temples on their journeys. A Writ stamped with the signet of a faith elder is proof of payment. The writ is also a prerequisite for even DISCUSSING healing services. Of course there's a black market for stolen Writs, but don't get caught...
Donation - Donation of course being the code for mandatory payment to the local Thieves Guild for permission to operate in city limits. A pickpocketing urchin may pay a single silver. A master jewel thief may have cough up a chest of gold crowns. Merchants also pay donations as protection money, depending on the nature of their business. Donations are taken one way...or the other.