BLOODSHED

Being reduced to zero hit points by injury - 1d8
Intentionally killing a human being for the first time - 1d20
Subsequent killings, not immediately in self-defense - 1d6
Willingly inflicting intentional, severe but non-fatal violence - 1
Witnessing a scene of slaughter - 1d6
Suffering mutilation or torture - 1d6
Indirectly killing many by either action or inaction - 1d10
First time that week that the PC is reduced to half hit points - 1d4
Witnessing the violent death of a friend or close ally - 1d8

HORROR

Being affected by hostile magic - 1d6
Witnessing a rationally impossible event or object - 1d6
Abandoning allies - 1d8
Beholding an alien entity - Varies
Witnessing a magical cult ritual - 1d6
Learning after the fact about the horrible fate of a friend, ally or innocent - 1d8

OCCULT

Casting a spell without Expertise - Madness equal to the spell level.
Using a discipline without Expertise - Madness equal to your skill level in the Expertise.
Witnessing two naga devour each other - 1d12
Being tracked by an akaname - 1 per day
Understand the nature of magic and reality - 1d10
Understand the nature of magic and reality as a magician - 1d20
Astral travel - 1d8
Cast a black magic spell that doesn't involve human sacrifice - 1d20
Sacrifice a human for magical power - 100