So I've got my proposed character description and sheet below:
X is the sole daughter and representative of a long convalescent Flemish wool merchant. Acting as his deputy, she advises and finances the Castellan. A minor patron of the arts, her reputation is nonetheless tainted by rumours of links to owlers and smugglers, and her seeming disinterest in finding a husband.
And my trait and bonuses follow:
Representative of a long convalescent Flemish wool merchant +2
This one is pretty straight-forward - I would consider it would manifest itself partly in terms of reputation and social acceptance, as well as access to a certain amount of discretionary funds and cash on hand which would make her life easier.
Advises and finances the Castellan. +1
Again, this one would be somewhat straight forward - partially, it's reputational and gives a certain degree of influence, but she's also not so prominent in court that she's untoucheable, so she needs to be careful.
Minor patron of the arts +1
This one just adds a small bit of background, but it would probably translate to some in-game knowledge, as well as potentially easier reception from artists or those with particular interests.
Rumours of links to owlers and smugglers +2
So, this one was really fun, because I learned something fun about the Wool Trade. So, in the 1100-1300s, Flanders became rich by buying raw English wool, spinning it and selling it at a profit for textiles. England didn't like this and tried to set up their own textile industry, and basically banned export of raw wool from 1367. If you smuggled wool out of the county, you tended to have to do it under dark and were hence known as an owler (
https://en.wikipedia.org/wiki/Owling), and if you got caught, punishment was potentially quite painful.
So, my thought was that my thus far nameless character is well aware this is going on and has some contacts among the owling community, who she can use to help keep her business having a competitive edge, and also to potentially provide other services on the Burgundian coast and rivers, including smuggling and other stuff. They don't work for her per se, but she knows who to talk to if she needs to call in a favour.
Thoughts?