Adjustment Packages for various races in Middle Earth
In reply to Berthold (msg # 8):
I mean, it's up to the GM, obviously, but personally I don't see an issue with the starting resources. My point was to bring to your attention that there are Edges you can take to compensate (I mean, if you want REALLY nice gear, take Rich and Filthy Rich). My understanding is we've got players here with little experience of SWADE, it wasn't clear if you were one of them, and since we're all getting to know each other, I wanted to make sure you were aware that options to boost starting wealth exist. Another option for a Rider would be to look at some of the "beast" edges, that give you an animal companion, and let you assist them.
In terms of "do I think Riders are Rich", absolutely; the average "Rider", certainly one serving in household troops like an Eored, has that kind of income, or the in-kind equivalent. If they have a horse, armour, and the means to support both, they're rich in property (because, as you point out, these things are EXPENSIVE). If they have time to train at arms (rather than farm), they're rich in income; the reason "fighters" and "rich people" were the same thing for most of history is that people who could derive income from sources other than farming or herding had time to train; everyone else was too busy digging in the dirt. It's a fantasy world, obviously, but one written by someone with an intimate knowledge of pre-modern societies. Anyone who fights for a living is rich, almost by definition, and has sufficient income to support both the means and training of fighting.
The mass levy (most of the fighters at Helm's Deep, and the ones left behind in the ride to Gondor) are foot troops - rando peasant farmers given a dented cap and a spear, i.e., the not-Rich. Even the bulk of the cavalry that follow the household troops (the latter being the various Eoreds) would NOT be as well equipped. Maybe a warhorse, because Rohan, but probably not wearing full mail, and with cheaper weapons - axes most likely.
Falin has a bow, hand axe, dagger, arrow, leather jacket and cap. And comes in just under the $500, with some money for snacks. But he's NOT Rich. He's just a guy who spends his time running back and forth between the Lonely Mountain and Minas Tirith.