Well I suppose that's what I get for quickly googling something. I double checked my sources and you're right, the numbers I found was from DnD 5e with a vastly different economy. That was my bad. I apologize.
https://www.reddit.com/r/DnDBe...er_life_and_economy/
I didn't really think about this because I was already planning to give everyone that had to pay this living tax 20 days of earned income that would wave it and then some most of the time. You're all basically adventuring in your spare time without quitting your day jobs. And I figured with the extra treasure I'd give out from adventuring a couple of days, the amount of gold in a month would more be made back easily and be more for flavor than mechanical value.
But all the numbers were off including what I thought you all would earn in a month (I read the book's chart wrong too and would've been handing you guys way too much money for your level), so let me adjust it based on the actual PF2e table I found.
https://2e.aonprd.com/Rules.aspx?ID=253
So Apple is at Subsistence level (2gp/month), Davon and Olivia is Comfortable (4gp/month), and Phena is Fine (Someone else is paying for it).
That makes house renovations only 1 extra gp a month for Olivia.
That also means Apple's debt roll only needs 1 gp for a +1 bonus. Significantly easier. The first roll for Apple will also include a bonus that includes any surplus of the 15 gp that she chooses to forgo at character creation.
These payments will also mean you never have to mark off drinks, entertainment, trinkets, church donations, etc on your sheets during play. They can all be roleplayed and you'll still pay the same amount at the end of the month.
This message was last edited by the GM at 19:27, Fri 28 Jan 2022.