Re: OOC Chatter, Q&A, etc.
Since I've had a couple of people ask me about PCs owning businesses in games, I've given it some thought and have established the following under our house rules:
Owning a business IC
In order to represent the fact that a character owns a specific business in the game, they will need to purchase the Staff Merit found in p. 74 of the Ghouls book. The number of dots required will depend on the size, complexity and other factors relating to the PC-owned business. Unlike the Merit published in the book, I'll allow for this Merit to be shared if 2 or more PCs are "partners" and own the business together. However, every PC contributing dots towards the Staff merit still needs to meet the Resources prerequisite (e.g. Johnny and Laura want to own a large sports stadium/arena, which will require them to have 5 dots in the Staff Merit. Johnny has Resources 5 and is able to spend XP to contribute dots towards sharing Staff with Laura. However, Laura only has Resources 3, and thus unable to spend XP to contribute dots towards sharing Staff with John until she has enough Resources to meet the prerequisites).
Let me know if you've got any questions about this.