OK, money is an issue in whatever reality you live in. Here's what I had in mind for new characters: The PHB (page 111) gives starting gold by class:
It then goes on to say that 2nd level characters get 900 gold. That does not compute for me. Way too much money for grunts in the army. My thinking for these guys is that they roll for their gold at each level but the multiplier at level 1 is 10 and the multiplier at level 2 is 20. So a Barbarian character would roll 4d4 twice. The first roll gets multiplied by 10 and the second roll gets multiplied by 20
MAX: 160 + 320 = 480
MIN: 40 + 80 = 120
Sorry about the confusion.
Also remember that this world does not have magic for sale -- no potions, scrolls, magic items, etc. They MAY exist (as they may in 21st century USA) but if you buy one, you are probably being fleeced.
I'm hoping to get a post up today to get us all on track with raiding the bandit lair Amaya found.